For me, I try not to "time the market" so my posts are always the default 50/50. That said, I do have fun trading between a small portion of liquid Hive (from selling Layer 2 tokens) and HBD (I keep about a small portion liquid and stake the rest for 15% APR) when their prices go up and down.
Yeah I know that changing payout is also a possibility but I don't love doing that so I would rather keep it the default and see what happens