I have been getting 50/50 for Hive and HBD for my posts and I don't think I will change anything. 50/50 sounds like a good mix between reward and risk, i.e. opportunity for price gains in Hive (if Hive goes up) and also some stability from HBD (if Hive goes down). While 20% for HBD is attractive, I also want to have some HP to upvote posts that I like. So I think 50/50 is a good balance for me now.
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I think that we should all strive to have a decent amount of Hive Power first. Hive Power not only gives value to our votes, it also gives us a certain weight within the platform that is always useful.
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Thank you!