Hmm spending freezes is such an interesting concept, but personally I don't think it would work for me. I feel that I am at a stage where I am mindful what are my needs and what are my wants, and I don't need to set aside a "monthly budget".
Hmm spending freezes is such an interesting concept, but personally I don't think it would work for me. I feel that I am at a stage where I am mindful what are my needs and what are my wants, and I don't need to set aside a "monthly budget".