I think there is a risk of moral hazard. If we were to ignore that, I personally prefer to strive for the possibility of riches (which I voted for). But if doing nothing guaranteed an average lifestyle/income, why not?
I was wondering if the same discussion can be ported over to life expectancy. Do we want to have control of our health (and perhaps live longer), or would we choose pass on at the average life expectancy (regardless of what we do). Hmm.
Probably. "Here for a good time, not a long time" kind of thing?