It still won't be my money though.
I was trying to explain this one to the younger two (because eldest gets it and is also in the angry late teens early 20s phase). I think middle child gets it on a level but at this stage the overwhelming convenience of digital trumps everything else. Youngest doesn't want to get it and also refuses to believe that it doesn't matter in the slightest if he changes bank, problem will persist (he's had his account frozen a few times because he has a habit of saving up and then making big purchases very intermittently and we're both kind of over having to go in to the local branch to get it fixed, at least they fix it relatively quickly).
Convenience trumps everything these days. "If it isn't easy, it isn't worth it."
What happened to the saying, Nothing of value is easy.
Makes people feel bad which has to be avoided at any and all cost otherwise you get cancelled? XD