Nice going with your savings!! Currently I am not buying HBD with my Hive as the price is low, I am waiting for the Hive recovery to be able to buy more HBD. (I hope I don't wait for ever!!)
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That was my dilemma when I started it, convinced myself to treat it as like i'm dollar cost averaging and it's not like I move all my Hive to HBD. And now i'm having second thoughts about my strategy again lol