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Its not really easy to run that especially when friends are part of it. Some might not take the commitment serious. For example, I have seen friends borrow money from a cooperative and fail to pay because the leadership are people they know

We are actually discouraged by the organizer from starting a cooperative by borrowing money. On our first try, we failed in running a canteen.

Oh oh, and that might put the cooperative in debt

Well, we still have funds left. It's good that before our capital was depleted, one family took over to replace us in managing the canteen.

That was really a good move. So this time around you need to get all the assistance needed to do the business well.

Yeah, that's the idea. We hate losing money to something that we don't understand.

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