I think the reason why most people are not interested in investing what they have is the lack of patience within. They lack patience in letting what they have grow.Great post @pele23.
Regarding the bear market, we only see the negative aspect of it due to the decline in price of all token, but we fail to realize that it is an opportunity to accumulate as much as we can.
During a decrease in the price of hive, the amount earned in a particular post tends to produce more hive token than when the price is high.
Definitely, losses are going to be made this period, but lets see the bigger picture of opportunity.