Sort:  

Lol that's the luxury you enjoy in first world countries. Here you pay in cash, for everything! No down payment.

I'm in Africa

South Africa I presume? Well here in Nigeria you have to buy cash. There isn't much of a credit system here.

Yeah, it's a different animal. I spent some time in Lagos a while back. Too hot for me!

Lol I can imagine. I live in Lagos.
If Lagos is hot then you should try visiting the note (if you ever come back to Nigeria)
You would appreciate the Lagos sun a lot more.

I landed at midnight... it felt like midday... you chaps are legends!