Then the only thing Hive would be incentivizing is taking liquid HBD and locking it into a contract with no utility.
Personally I don't like the idea of taking liquid assets and making them illiquid for no other reason than to try and pump the token. That being said, the savings accounts provide a unique opportunity to manipulate elastic demand in a way that wouldn't be possible otherwise.
Then the only thing Hive would be incentivizing is taking liquid HBD and locking it into a contract with no utility.
Personally I don't like the idea of taking liquid assets and making them illiquid for no other reason than to try and pump the token. That being said, the savings accounts provide a unique opportunity to manipulate elastic demand in a way that wouldn't be possible otherwise.