Hahaha...
I have two high-limit cards, which I use for groceries, etc., and one for payments, and nothing else.
They are paid off before the billing cycle ends. They keep increasing my limit!!!
I purchase all my metals from large online dealers... these I pay from using ACH.
Complications seem so far off now and life is so simple.
Hugs and Kisses sis 🥰🌺🤙!!!!