That's true, you didn't "have to" borrow money to cover those unexpected expenses. "But I had no choice!" you may be thinking. I had to take out a loan because ...."
I think the same way too... a long time ago.
Debt is a DECISION. It is a choice. Sometimes the decision is unpleasant, desperate, and dreadful. But it is still a choice. At times, it is a thoughtless choice—a rash decision. Some situations are entirely fixable and avoidable, but you rationalize them to yourself as something you "have" to do for all sorts of reasons.
You control how you respond to events in our lives. I chose, you choose, and we all choose.
I enjoy realizing that things are my choice. I am enthusiastic because it means I will have the ability to affect change in the future.
You can do it as well.
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Ms. Saver @silversaver888
In Your California ............. It's getting good with the Home Builders
!LUV
I won't be kicking out my single mom tenant even. if her social benefits gets cut back.
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You have a big heart!
!LADY
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!LUV
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For me, its not easy to take the debt decision. I don't like it at all .
That is all good! There are good debt, and their are bad debts! Revolving debt if you keep a balance is never good!
!invest_vote
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The way we all live today is very stressful and because of this we make wrong decisions in our life.
Revolving debt can surely be stressful!
!invest_vote
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I think it's a good idea for me to have at least One Percent of my total debt in Common U.S. Coinage... For example... If I owe 5,000 of today's Fiat USD's on my Car, I should have at least $50 in Common U.S. Coinage standing by, to pay off my Car, on the "other side" of the U.S. Monetary Correction...
Yes! Smart idea!
!invest_vote
lol... I actually came up with higher Melt Values for the Staggering Amounts of Silver and Gold, that will be Flooding into the United States Treasury... We will buy an Ounce of Silver and give back a One Ounce, $10 Silver Coin... The $10 Silver Coin will have the Spending Power of 1,000 of today's Fiat USD's...
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Debt is never a good decision because it avoid one to grow financially.
Indeed! I'm glad you agree!
!LOL
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Sigh. That's the story of my life.
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Many of my coworkers lived beyond their means, then they would go into debt @silversaver888, to buy the latest cars, toys, etc.
Debt an endless trap…….😲
I worry about the younger generation!
Although some are pretty savvy with money, hehehe.
I know a 25 year old saving for her retirement and investing. She is going to be a millionaire, @silvertop!!!
That’s excellent @silversaver888!😊
Far too many live day to day….. 😲
Great advice once again!
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Ms. Saver @silversaver888
FDIC, !LOL
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They were cooked in Greece.
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It’s getting tougher and tougher out there. People are going to start losing their stuff pretty soon.
If that happens, it is good that some people have stuff to lose. My heart goes out to the others who have nothing to lose, except their homes, cars, and furniture... and go homeless!
!LUV
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Words of wisdom, sis! Love ya much!🤗😘💗🌸 !LADY
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Don't I sound like a broken record?
Hahaha.
Luv you too, sis🤗
!LADY😁🌺🤙
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People need to be reminded so it’s a good thing! 🤗😘🌸❤️
😎 preach it!
I was just telling @elizabethbit that I sounded like a broken record!
Hahaha!
!LOL
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Because they have two left feet.
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I dont have credit cards. So im not tempted to buy first pay later !
That's the way to do it! Although some may have a credit card but do not have revolving debt!
!LOL
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But I've got too much on my plate right now.
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It takes preparation to not rely on debt and lots of folks are not ready like the post you shared about folks struggling to come up with 400 for an emergency, but for the most part I agree debt is to be avoided unless it's for a mortgage or some rich folk tax evasion schemes 🤣
Yeah, revolving debt are bad debts, whereas a mortgage is a good debt!😊
Some people deliberately chose to get debt when they actually have other ways to of solving their problems without collecting debt.
Sometimes, they would end up not paying up the debt and instead looking for another one.
Yes it's a choice... but it becomes less of a choice if we see debt as SLAVERY. Then people would avoid it like the shackles it actually is.