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RE: Thoughts on the suggestion to decrease HBD APR.

in LeoFinancelast year

Even before the witnesses start signaling a decrease in the APR of the HBD, I have already started switching from HBD to HIVE, because if the hive doubles the price, it is almost 5 years of 20% of the APR of the HBD.

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it is almost 5 years of 20% of the APR of the HBD.

It's not 5 years, the 20% was a recent changes, it was a gradual rise from 3, 5, 8, 12, 15, 20 over the course of Hive's existence starting in 2020.

you misunderstand me

because if the hive doubles the price, it is almost 5 years of 20% of the APR of the HBD.

I wanted to say, if the HIVE go up and go to 60 cents, it's almost the same thing as leaving it in savings for 5 years with 20% APR

If 1 HBD at 20% APR will generate 0.2$ yearly
and 1 Hive at 0.6$ averages around 10% APR, that just means 0.06$.
If you have 2 Hive at 10% APR and valued at 0.6$ that's still 0.12$ yearly

it's almost the same thing as leaving it in savings for 5 years with 20% APR

Now why would you park your capital on something as volatile as Hive when you can generate that in a shorter period of time and even more if within the same period of time as leaving it as HBD? Is there something I missed here or I missed the mark again?