If you are for whatever reason (sickness, no time, etc) not posting for a while, your yield from those HSBI will plummet.
This is not accurate. Members pending upvote balance continues to build through periods of inactivity. We can cap members if they have been inactive for longer than a year, but that's not something we do often.
Hive is decentralized and the beauty is that everyone can build his own stake.
We agree that Hive is a healthier place if members have more personal HP than HSBI.
Thanks for the correction.