Yeah. Mine has all of that but nothing that really suits my investing style-- a somewhat aggressive value dividend growth investing. They have income and dividend growth portfolios, but nothing as aggressive as I like (and had been doing successfully myself prior to the changing of our 401k company)
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Change 401K company again?
Oh I have already asked my company about that and been denied. I am not the decision maker on that.
I am persistent though so who knows ;-)
I don't understand much about the 401K system, but it seems open for massive corruption and massively out of touch with the realities of modern working life if it's your employer that chooses your 401K provider or if you're locked into a provider once you choose. Surely I must be mistaken.
I am an owner so I have a say so to speak, but I am only one of 7 and in the minority concerning attitudes towards investing.
I am not 100% sure if I am "locked in", but functionally it is very tedious to switch and risky if messed up (penalties and such).