Time to get my financial shit together :-)
I am getting older (just like everyone else) and indeed my years fly by faster and faster (relatively of course). I am by no means bad off, but have some serious financial problems that I need to fix.
The events of the last two years, have been sending me the signals, but I have been singing La La La whilst holding my fingers in my ears.
Time to get on it!
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I feel you! I have to do the same, even though I am better off than I thought I would be at this point. Still, too much debt, too much complication - time to simplify :)
I have been kicking things around in my mind for quite a while. Time to get off the chair and get to work. Truth is everyone wants the best yield etc., but many would benefit much more by becoming completely financially free from debt and time slavery.
Much harder to do that. Not to say defi etc. can't be a part of that plan. Just need to address the root personal finance root problems.
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Yeah, yield chasing is one thing - a little stability another :)