She took me seriously and started talking...
:D
I never, ever considered it an investment, but skin in the game. I've never had the intent to sell so it's really hard for me to consider 'investment'.
I think in some ways this is the position of "taking a flutter" on the races - it makes it more interesting. I don't gamble, but then, every investment is somewhat of a calculated risk - and I am bad at math.
I actually visualize the money I have to spend as gone.
I do this too. The money invested is already a loss, so is no longer mine.