I don't think it can fail unless there is something truly cataclysmic that happens to society - but it is still worth considering and asking "if it isn't likely to fail, why am I holding back my investment?"
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I think it's a combination of fear of the unknown and an emotional attachment to the old system. I am focused on the trend and the number of people going "all in" keeps increasing.
I would add that it is also because the current economic climate has made people less caring about consequences.