HBD is a stablecoin. It is not a backup investment. It is a token that is designed for a different purpose. Hive has a lot of attributes that allow people to operate on chain. With HBD, we are going to have to evolve into engaging in commerce with it. Applications will start building it in and accepting it as payment.
Therefore, having more of it being distributed is a positive thing.
That said, you hit upon the topic of my next article, the idea of adding more value to HIVE. It should not be overlooked either.
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Ok ,