That is true although there are different ways to stablize it. While a LP is one way, if there is very little HBD out there, which is the case right now, we are still dealing with a liquidity issue.
Also, the last of use cases also enter the picture. Right now very few use HBD for transactions. In fact, we still see people accepting Hive as payment over HBD. here is another issue that could use addressing.
I like the proposal I just think it is a bit early in the process.
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I believe people will use it more often if it were much stable with enough liquidity for instant conversion, the case with hive being chosen over it is this, it's easier to dump hive than HBD, my 2 cents...