Finally, I think it always a mistake to look through the lens of today. People need to determine where their accoutns will be in 5 years along with the platforms they are on. That is where the exponentiality can take place.
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Perhaps the MOST important bit! Be a long term player... Personally, I'm hoping we'll still be able to do this in 10 years from now!
Keep stacking and building your account and you might be surprised how quickly things can change. A couple bull runs with some stacking can really change things.