Exactly.
You have your money in HBD, and the Naira drops 20%, you come out ahead.
How hard is it to get USD in your country? Of course, even if you do, the danger is having it stolen.
With HBD, you are protected.
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How hard is it to get USD in your country?
I've never had to get USD in SA, I assume it not being easy and will raise questions enough to piss me off. I'd rather stick to HBD.
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