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They didn't make it harder. Investors and players are investing more money, meaning, they'd have more skin in the game and raise the level of competition. It's simply because more investors are really buying more assets.

I would say that is a postive then. Having more people with more money coming in, win-win.

Except for those having a rough season.

It's a good thing really. But on the competitive side, it's becoming a huge contest, taking some people out of the competition. When it comes to the growth of the game, it's surely a good thing

Yeah probably hurts your account. You need the payouts to add to your holdings.