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Well, people need to make money to pay their rent or buy properties so when that's not the case the industry will suffer I guess is inevitable.

Well the typical players keep telling us how well things are. Not turning out that way.

I've heard commercial real state is pricing out people out of their own towns

Residential does that. Commercial is businesses and in major cities, many did not come back after the COVID lockdowns. This puts pressure on regional banks since they tend to hold a large mortgage portfolio.

Oh! right!
About commercial the was the other thing I heard. They want people back to the office because they can make money from people working from home