I am not sure HOAs can be solved by tokenization.
My experience is that you get too many Dudley Do As I Say people involved with them and it ends up as a tyrannical regime.
Most just want to be left alone whereas the power hungry people use that to exert control. If tokenized, they just might buy up all the stake.
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That's a fair point. There's a corruption and there's tyranny. Solving one problem does not inherently solve another.