- Founding and Early Days (2007-2012): Chris Larsen and Jed McCaleb, two former employees of the open-source software company OpenXCP, founded Ripple in 2007. Initially, the company was called OpenCoin, but it was later renamed to Ripple in 2012. The name "Ripple" was chosen to represent the idea of a network that creates ripples in the financial system. In the early days, the company focused on developing a system for fast and cheap cross-border payments.
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