- Ripple's Growth and Adoption (2013-2014): In 2013, Ripple's technology was used in a real-world payment system by a company called Ripple. The company also started to gain traction among banks and financial institutions, who saw the potential for XRP to reduce the costs and complexity of cross-border payments. In 2014, Ripple's user base grew significantly, with over 200 banks and financial institutions on board.
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