I think the day the regulators get their paws all over is when that title will go away. For some reason, people believe things are safer when government oversees it.
Of course, many of us think that insane but that is how many think.
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We're conditioned to think that. It's not until we get older and have real world experience to reflect on that we see gov for what it really is.
Sadly many older still turn to government believing it is the answer. There is going to be a rude awakening soon for a lot of people, especially in the EU.
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Here, too, when gov benefits start drying up. I know people more or less completely dependent on the government.