I think without tracking every bit of money that comes in and out one can get caught out by small miscellaneous expenses that all and up and come as a shock when you balance your finances at the end of the month
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I agree, those miscellaneous expenses has a way of eating deep into our finances if we are not careful.
So true, but once you can track them down you can try and control them :)
Yeah, control is what we all want.... It makes the big difference.
For me, I want to be able to control it, so I can show it where to go, in order for it to be productive.
Instead of allowing my Money wander aimlessly with no direction or purpose
Thanks for reading, sir
Thats a good way to be, its something I watch more closely now that I am retired and on a tighter budget
Oh, congratulations on your retirement. Speaking of retirement, I have been reading a lot about it lately.
I found out you that most of the time, retirees feel they will have less expenses,but it's not always the case.
You guys have to make provisions for travel expenses, healthcare, taxes, shopping, etc.
How do you feel about this? Does being on a budget help the way in any way?
Thank you
We are ok we planned ahead for retirement have a reasonable pension and a reserve fir any unexpected big expenses but that said we have to be cautious and not be extravagant
I am glad to hear that.
Wonderful plan, you have here.
It's very important that you be cautious.
I wish you the best throughout your retirement years, sir