hehe... thought it was a good place to put in a plug for your initiative 😁
honestly though you have a good payout as you pay in HIVE and not a different altcoin.
As for delegating.... Pretty important to do. Delegating helps curators rewards good content which in turn gets help with retention and content creation. Ideally that leads to a bigger userbase and hopefully more money coming into the system. Makes or a healthier hive in the long run.
Just stuffing money into HBD and collecting the interest is a net drain on the HIVE system and not idea for growth. Important to help people get stable income from the blockchain though so very glad it is there.
Glad you dropped by though. Really appreciate it
In future if our tech improves I am thinking of adding defi along with current perks.
Same can be bad for hive if it turns into farming, circle voting and more. Generally, I agree it helps.