Yeah, I'm struggling with the same dilemma, but I guess it's a game of risk/reward.
Does the risk of losing $10k you owe outweight the reward of possible earning around $2k per year?
I would do it easily if I earned more from my job, because $10k wouldn't be that much, but wages in my country ain't that high, so it would take me around half an year to recoup those loses, which I think it's a lot...
Maybe instead of $10k I can do it with $2k 🤔
But then, altseason is probably coming up next year, do I really want to risk not having a bigger alt bag to leverage a little...
Decisions, decisions, decisions...
I would never recommend anyone doing it, but I would consider mmyself because I am not all right in the head.