That's kind of been my plan for when I get to that level, keeping cash outs on the down low, though it seems to be getting more and more difficult. Who knows though, maybe by the time I get there those won't be needed anymore
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Yeah for sure, cashing out into fiat, especially here in the US is getting rough. I do the gift card thing quite a bit, and if absolutely necessary, I will get a prepaid gift card. I do get paid in cash for some consulting work too, so I will spend that if I need to, but really like turning it into miners and silver, lol. If I need cash, I'll go sell some silver then just re-up. I lose a bit in premium that way, but no worse than exchange fees, not to mention network fees, when it's all said and done, so it all works out in the wash. That and I love the ole barter and trade. You never know what something you have is worth to someone else.
BTW, I like how we started off in a disagreement and have circled around to a much better conversation. This is how intelligent humans are supposed to operate, lol.

Thank you for acknowledging my humanity 😌