I completely agree with you that we don't need any kind of on-chain changes. The network runs perfectly fine. What we need is more people providing more DECENTRALIZED infrastructure, meaning running their own nodes, not using VPS.
Hive is definitely the best place to earn in the space, although difficult in these times, but it is what you make of it. I say people need to start being the change they want to see in this space instead of letting someone else figure it out.
Hive badly needs more deep liquidity pools. I would love to see this happen on more DEX's like Bisq or even Thorchain and Maya protocol. But other than that, we have more to offer than any other chain out there.