I'm not sure how I feel about it. I don't know if we have enough users to justify 25%+. This interest is actually inflation stacked on top of the current Hive inflation as it wasn't pulled from base inflation.
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The problem is we can see what's possible with a stable coin that works in a similar manner as the HIVE-HBD relation does (I'm talking about LUNA-UST). The major difference is how much difference of market cap there is between HBD and UST and how aggressively they promote UST in every ecosystem out there.
Yes, Hive is a more complex ecosystem than they have, but if we keep thinking defensively chances are we'll never grow fast enough to matter.