I think many people with you don't have enough courage to do so. The ones that did, well, it paid off. But I also believe that missing opportunities and then learning from them are important steps towards becoming more wealthy. I never owned a house, was homeless just 8 years ago and had to build everything up from scratch, which we did in a new country. I didn't believe in crypto but still my boyfriend convinced me to join steemit at the time and now I'm still here. Sadly, the first years I had to sell a lot, thankfully, tables have turned and I"m in building mode. Even though I missed many opportunities, I believe the mindset has grown a lot and that's worth a lot to me as well.
You are doing great from what I can see, so respect!