Good luck on reaching the 200k LVL :)
It's a bit of a slow one on my end, as it's indeed been going up quite a lot since I started buying. Whenever I'm buying something else, and have some leftover swap.hive, I try to buy the LVL tokens from that leftover bit so at least the holdings are increasing a bit without worrying much about the price :)
You can place your Hive and HBD into savings:
this will give you 12% APR.
HP increases with 2.83%. You may normally not notice this, but when I hit my 1500 HP goal and didn't have any rewards to add to my HP for some day, I saw the HP indeed go up by tiny bits. Usually you won't even notice though. But it all adds to the earnings.