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I don't pay high fees when I transfer USDT as I'm using the TRON network for it. But I see what you mean.

In TRON, if you have enough TRX in staking, you do not pay a fee, only bandwidth and energy, but you must have a good amount in staking. If not, if you have to pay a fee, even if it's just a little, it's more than just moving HBD.