I expect exchanges to take innovative steps regarding cards. In fact, some exchanges may be preferred simply because their cards are economical and easy to use. Binance also has a card, I recommend you review it later.
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I know Binance did have a card and it was stopped. I will review it later this week with a few others and agree with you it will be about ease of use along with costs that will be the main points people will be looking for. They are not cheap to use and are all roughly in the same sort of area when it comes to service fees.