It is distracting to have to worry about STEEM price relative to HIVE. My power downs are dictated by the 4 week period and by some leases that are spaced a month apart. In all, I am looking at another two months of power downs. This week will be my last from a prior power down.
I'll trust that the three months of transfers are sufficient dollar cost averaging to migrate all my STEEM. The amounts of STEEM are far from life-changing. Thus, I'm not too concerned about the exchange rate. I haven't looked at your wallet. Perhaps you have significant, life-changing quantities of STEEM that require more deliberation. Best of luck.
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My STEEM amount is certainly not life-changing. But I have a bad habit of always seeking ways to optimize and squeeze that little bit of alpha. Haha..