Up until recently, I had doubts that I would ever be a millionaire. I was too far behind. Lately, looking at the numbers, and thanks to crypto, it is a distinct possibility that I could very well reach the milestone. However, I have a nagging realization that by the time I might be a millionaire, $1 Million won't be worth much.
Having said that, I often hear from multi-millionaires that making the first million was the most difficult part. But, now that the possibility of being a millionaire is in sight, the first Billion will be the most difficult part. I think my needs will be met having reached the first million. After that, I would continue building for sport more than anything.
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Maybe skip the first one and focus upon the second million.
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Wise observation. You are right.