the main issue with CBDCs is that they facilitate the ability to control who spends what money where. while this might not seem like a problem now or likely to happen in real life - covid should have at least shown most of us by now that very evil groups are primed to engineer and utilise 'difficult situations' in order to push ideas onto the population which they would otherwise never accept. alternatively, the system can be rigged to make CBDC usage much cheaper than alternatives in order to speed up adoption and controls/limits can be added later once enough people have abandoned other alternatives.
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It depends upon how they are designed and set up. That is a likely outcome although not guaranteed.
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