In general, it is smart. Hive will be staying in years too IMO, this makes it a rock-solid stable coin with a really nice APR.
The next step should be to create ETH-HBD, BSC-HBD, Matic-HBD, and so on.
If the demand for HBD should increase, we also increase the demand for Hive.
And Bull or bear run. people love stables :) So it should stable hive a lot too, if the demand is big enough :)
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Interest on stables is one of the safest bet in crypto. It make difference when you play with large ammounts.