Very good points. I don't want to give up the anonymity cash provides. This is a primary reason I don't use banks, because they're creepy data stalkers. Also, they're thieves, and I don't need that kinda crap while I'm trying to do business. However, there's no way to exchange crypto for cash without a bank, at least not that I have found available to me. This means I also do not use crypto as money, for the above reasons.
Thanks!