Thank you for sharing such a detail view of your stablecoins.
I have not tried Polycat yet (or the overall Polygon ecosystem actually).
Still sitting a lot in BSC, I am pooling stable in kind of risky projects such as Kalata and getting 30%+ APR. I have mostly USDC, UST and BUSD. I try to stay away from USDT as you are.
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I've seen a lot of those 'risky stable pools' offering high returns, they always have some catch - high fees somewhere or a rapid print rate on their reward coin, soon to end.
I'm much happier now in the proper stable ones - honestly, many of them offer 15-20% so it's just not worth it for an extra 10% IM0!
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