The credit schemes are crazy these days, we keep a card for car rentals, travel, etc. But mostly avoid any debt that lasts more than 30 days.
This was such a win for us while Joe was so sick, everything we own belongs to us, no bills!
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It's pretty insane! And I imagine it's about to get worse because a lot of the suspension of late fees, collections, evictions and foreclosures just ended on June 30th.
We keep cards for travel because it's all but impossible to buy things like plane tickets, car rentals, hotel reservations and such without them. We also keep them to serve as "documentation" that we're stable enough to qualify for lower insurance rates and such.
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