I bought $24 HBD, and I transferred it to savings (2024.11.17)

in LeoFinancelast month

Similarly to many other days in this month so far, today I also bought a €25 Euro Bitnovo cupon.

I bought 99.161 Hive for 0.273 Litecoin (LTC).

I paid 99.25 Hive for $24 HBD.

I transferred $24 HBD to savings.

Currently I have $102.49 HBD in savings.

I continue doing the small jobs at least in this month.

And of course I continue building my Hive account too, including building my Hive Power, and rebuilding my Hive Dollars (HBD) savings.

I will focus on the latter in the rest of this month.

Originally, I had the $75 HBD in savings goal for this month.

As it is visible above, I already reached it, and I decided to put much more in it in this month.

I would like to have at least $200 HBD in savings before the of this month.

And my goal is to have at least $500 HBD in savings before the end of this year.

And $1000 HBD again somewhere (probably in the near) future.

Once I had more than that.

This is why I am writing "rebuilding".

Of course I will continue building my Hive Power too.

Currently I have 2415.428 Hive Power.

But for now I focus on my Hive Dollars (HBD) savings to rebuild it as soon as possible.

There is no contest, no challenge, no force of any kind.

I do whatever I like, for as long as like.

Simply I would like to have a good passive income, and I have an investing goal and plan.

But no content, no challenge, no force of any kind.

Only consistency. Regular Hive Dollars (HBD) buyings, and transfers to savings.

Nowadays I invest a part of the income from the small jobs I am doing.

Of course I know that the compound interest will help a lot in long term.

At one point, the money will start working for me, instead of I am working for money.

Of course I know that I need thousands of Hive Dollars (HBD) in savings to reach that point (to earn a proper amount in monthly interest).

I will reach this in the future.

With consistency and with regularity.

Do you also have investing goals and plans on the Hive blockchain?

As usual, I have set @commentrewarder as a beneficiary (10%) for this post to encourage writing comments.

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I'm currently accumulating HBD. Hive I will buy at lower prices.

I regularly buy Hive since the beginning of this month.

Today I started focusing more on Hive Dollars (HBD).

Seeing the price of the Hive Dollars (HBD) tonight, which is around $0.95 USD, probably this is a good time to buy Hive Dollars (HBD).

Thank you for the $0.111 HBD tip.

I had 600HBD at one point and it was giving higher returns at that point in time. I had to withdraw some for my personal use and it left me with 200right now.
Growing HDB account organically is too difficult. Like you mentioned in your previous wave the interaction is less resulting in lesser rewards.

Before I go, can you please tell me how much do you consider is a decent amount for passive income from HBD Saving.?

When I had more than $1000 HBD in savings in the past, I earned more than $20 HBD interest per month.

This was when the Hive Dollars (HBD) interest was 20% APR.

Nowadays it is 15% APR.

For example @seckorama fives days ago (on 2024.11.12) wrote that he have about $3000 HBD in savings, and he receive about $38 HBD interest per month.

Based on this, I think that nowadays around $24 000 HBD is needed to earn a monthly interest of around $300 HBD per month.

That would be a decent amount in passive income from the HBD savings.

Nowadays I am very far from that.

But maybe one day (in long term) I will reach it, considering the regular transfers to savings, and the compound interest.

Of course the interest rate can change anytime, as it is already changed in the recent past too from 20% APR to 15% APR.

So the amount you need in Hive Dollars (HBD) savings to earn a decent passive income from it can also change anytime.

Nice post brother. Coincidentally, I was checking Binancehot hive wallet history and saw that transfer you made. Do you buy hive in the internal market for getting usdt on Binance ? Any other exchange recommendation for hbd? Cheers

I use StealthEX and Bitnovo.
Not Binance.

But I also saw multiple times that the transfer is done by a Binance related Hive account.

Probably this is how StealthEX works.

I use the internal market to buy Hive Dollars (HBD) for Hive.

Currently I do not know about any external exchanges, which would directly support Hive Dollars (HBD).

Otherwise I would also gladly and happily use it.

Got it ! Thanks for your tips !

There's a monthly post about HBD interest paying.
If you know it, I apologise.

I currently do not remember seeing these monthly summaries.

Thank you.

Probably others will also find this useful.

I'm at 478 HBD at the moment and have a hive sell order at the internal market to buy more at a higher hive price.
Let's see how it'll come out. And yes the compounding will help in the long run
!LOLZ
!ALIVE

What did the doctor say about the tall person in a rush to see him?
I wish you were a little patient.

Credit: reddit
@xplosive, I sent you an $LOLZ on behalf of dailyspam

(3/6)

PLAY & EARN $DOOM

I am planning to regularly buy and transfer HBD to savings for long term.

Maybe the price of the Hive will do additional rallies before the end of the year, like from $0.21 USD to $0.35 USD on 2024.11.13.

We will see where the prices go.

@xplosive, I paid out 0.299 HIVE and 0.069 HBD to reward 6 comments in this discussion thread.