My Hive Dollars (HBD) savings investment plan for this year (2025.01.25)

in LeoFinance3 months ago

Currently I have $738.10 HBD in savings.
Currently my plan is to regularly buy and transfer Hive Dollars (HBD) to savings.

And I made an investment plan for this year.

I write this mostly for myself to easier keep track of my Hive Dollars (HBD) investments.

I have not counted the compound interest into this plan, nor any amount of withdrawals. Only the planned monthly minimum transfers to savings.

So I plan to transfer to savings at least the following amounts in this year.

Currently I think that this is a solid and achievable plan/goal.

We will see.

February:
Planned transfer to savings:
Minimum $120 HBD.

Goal:
Having at least $858.10 HBD in savings before the end of February.

March:
Planned transfer to savings:
Minimum $50 HBD.

Goal:
Having at least $908.10 HBD in savings before the end of March.

April:
Planned transfer to savings:
Minimum $100 HBD.

Goal: Having at least $1008.10 HBD in savings before the end of April.

May:
Planned transfer to savings:
Minimum $100 HBD.

Goal: Having at least $1108.10 HBD in savings before the end of May.

June:
Planned transfer to savings:
Minimum $75 HBD.

Goal: Having at least $1183.10 HBD in savings before the end of June.

July:
Planned transfer to savings:
Minimum $50 HBD.

Goal: Having at least $1233.10 HBD in savings before the end of July.

August:
Planned transfer to savings:
Minimum $80 HBD.

Goal: Having at least $1313.10 HBD in savings before the end of August.

September:
Planned transfer to savings:
Minimum $120 HBD.

Goal: Having at least $1433.10 HBD in savings before the end of September.

October:
Planned transfer to savings:
Minimum $75 HBD.

Goal: Having at least $1508.10 HBD in savings before the end of October.

November:
Planned transfer to savings:
Minimum $120 HBD.

Goal: Having at least $1628.10 HBD in savings before the end of November.

December:
Planned transfer to savings:
Minimum $222 HBD.

Goal: Having at least $1850.10 HBD in savings before the end of December.

If I take additional transfers and the compound interest into account, then probably I will reach the $2000 HBD in savings milestone before the end of this year (at least if I do not withdraw any amount from the savings).

Based on my current HBD interest amount ($4.29 HBD interest for 16 days, $0.268 HBD interest per day), I will earn at least $8.04 HBD interest for the next month (February).

I will continue to invest in Hive Dollars (HBD) savings, and probably soon (in the next few months) I will reach the $10 HBD interest per month milestone.

Either way, hopefully the interest rate of the Hive Dollars (HBD) savings will remain around at least 15-20% APR for long term (for years, for decades), and that this investment will generate good passive income for long term.

I wish successful investing to everyone.

Sort:  

I hope your plan will succeed through out the year. Good luck!

Thank you.

!LUV.

I wish you luck.

Thank you.

!LUV.

Solid plan

I think the same. Probably achievable.

Quite an ambitious plan, but with so much planning in advance, you're sure to be able to pull it off successfully.

Yes. Probably I will be able to successfully achieve it.

I am planning for long term (for years, for decades) with the Hive Dollars (HBD) savings.

And this plan is only about this year.

Nowadays I do small jobs almost every day, and I invest a part of the income of the small jobs.

Congrats on your growing HBD savings account! !BBH

Thank you.

Keep up the good savings. !BBH

via Inbox

Hey sir,
Your investment plan for this year is good.

And i start saving HBD at 230 HBD at this month. Check it. 😀

That is a good amount.

Nowadays I am building it for the second time from 0 (zero).

Currently I have $915.73 HBD in savings.

Once (years ago) I had more than $1000 HBD in savings, and I earned more than $20 HBD per month interest.

This was when the interest rate of the Hive Dollars (HBD) savings was 20% APR.

Nowadays it is 15% APR, which is still good.

I wish successful investing to you and to everyone else too.

!LUV.