I hope we see you before 2025! I'm one using hbd as a way to invest a little clink. And, as you said, 15% is better than I can get elsewhere. Tho, I'd prefer 20. Lol. Reminds me as a, know very little token hodler, I better learn how to get my tokens out fast if the need arrives. This cryptoland is still mind boggling for a gal like me!! ✌️