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Yeah it's brilliant, I am sure many users will use it as a savings account once they figure it out and start converting liquid HIVE to HBD more regularly

I am sure. Before people used to prefer keeping liquid hive, so they immediately convert their HBD to give but I know the story will change now ;)

I think so too, well if they are savvy enough know about how to maximise returns. Liquid HIVE can still bring you returns there are many people making bank arbitraging it between different exchange accounts and pocketing a spread way better than 3%

Can you write a post next about converting hive to HBD and why and how to make it the most profitable?

Sure I can, I will need to take some time to source the data and also see how the new interest rate affects the internal market, but I'll make a note of it