I chose the last option, living in my country is expensive, although there is hope that things will improve, the reality is that in life you cannot take everything for granted.
I have thought as much as you about how much money I will need, so I partly take advantage of my youth to work to generate a way that allows me to continue earning money over time, until I reach the point where I don't have to work to live.
Thank you, today I was thinking about what to write, I had not found inspiration until I saw your post.
Where are you living?
Don't waste your youth worrying about money, use it to make sure you never have to worry :)
Glad to hear it!